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Five Holiday Savings Tips for Students

The holidays are a joyous time of year. But with a long list of holiday gifts to buy and a packed calendar of festive activities, merry-making can take a toll on your wallet.

Luckily there are ways you can celebrate the season and still stick to a student budget. Here are some holiday savings tips:

Set a Budget from the Start

Before you begin to holiday shop, be realistic about what you can afford to spend. It really is the thought that counts, so think before you lay out your hard-earned cash for gifts that may not be appreciated in the long run. Next, make a list of the people you need to buy for and set a spending limit for their gifts. This will keep you on track and prevent you from overspending.

Start Your Shopping Early!

One way to lessen the financial strain of the holidays is to spread out your shopping. Rather than waiting until the end of the year to buy your holiday gifts, space out your shopping so you don’t have to spend a lot of money at once. Keep an eye out for sales throughout the year and make it a goal to check names off your list whenever you can. Not seeing some family members until after the holidays? Lucky you! You can take advantage of post-holiday sales, while looking like you had everything planned out months ago.

Limit Your Gift Buying

Do you have a large family or group of friends who are on your gift-giving list? Suggest a White Elephant or a Secret Santa gift exchange so you only have to buy one gift. This will help your finances and allow you to concentrate all your best gift-giving ideas on a single person. Alternatively, you can place age limits on gifts; only the kiddos get them, while adults get the pleasure of each other’s company. After all, isn’t that what the holidays are truly all about?

Opt for Budget-Friendly Holiday Activities

If you and your friends and family like to get together to spread holiday cheer, don’t stress out that it all has to cost a lot of money. There are lots of things you can do that won’t break the bank. Here are some budget-friendly activities you can do with loved ones that can quickly become cherished holiday traditions:

  • Bake holiday cookies
  • Watch holiday movies
  • View local Holiday light displays
  • Attend local Christmas tree lighting ceremonies
  • Opt for a holiday potluck dinner instead of going out

Get Crafty!

Another way to slash your gift-giving expenses is to make your own presents for loved ones. This will help you save money and might lend itself to a hobby you can enjoy year-round. Here are some homemade gift ideas:

  • Photo or scrapbooks that capture your favorite memories
  • Beauty products such as facial and body scrubs, which use common ingredients with recipes that can easily be found online
  • Knit or crocheted accessories such as scarves, hats, or headbands

 

It’s easy to get carried away with spending during the holiday season, but it’s also easy to celebrate while still maintaining your budget. Do you have any of your own money saving ideas to share with the Charter College community? Be sure to let us know.